Client Onboarding & KYC Information

Client Onboarding & KYC Information

1. About Client Onboarding

ArthaVidhi Investment Advisors LLP (“ArthaVidhi”) is a SEBI Registered Investment Adviser (RIA).

Before providing investment advisory services, ArthaVidhi follows a structured onboarding process in accordance with the SEBI (Investment Advisers) Regulations, 2013, SEBI Master Circular for Investment Advisers, and other applicable regulatory guidelines.

The onboarding process includes Know Your Client (KYC) verification, risk profiling, execution of an Investment Advisory Agreement, and disclosure of advisory services and fees.

Currently, the Arthavidhi website serves as an informational platform. The actual onboarding process is conducted through appropriate regulatory-compliant channels. This page is intended to inform prospective clients about the onboarding and KYC requirements.

2. Purpose of KYC (Know Your Client)

KYC (Know Your Client) is a regulatory requirement mandated by SEBI and the Prevention of Money Laundering Act (PMLA), 2002.

KYC helps:

  • Verify the identity and address of investors
  • Prevent financial fraud and identity misuse
  • Ensure compliance with Anti Money Laundering (AML) regulations
  • Enable investment advice suitable to the client's financial profile and risk tolerance

3. Documents Required for KYC

During the onboarding process, clients may be required to submit the following documents.

Identity Proof (Mandatory):

  • PAN Card (Mandatory for all investors)

Additional Identity Proof (any one):

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driving License

Address Proof (any one):

  • Aadhaar Card
  • Passport
  • Utility bill (not older than 3 months)
  • Bank statement

Other Details Required:

  • Mobile number
  • Email address
  • Bank account details
  • Occupation and income range

4. Client Onboarding Process

Step 1 – KYC Verification

Clients must complete KYC verification through an authorized KYC Registration Agency (KRA) or the Central KYC (CKYC) registry.

Step 2 – Risk Profiling

ArthaVidhi conducts a risk profiling assessment to understand the client's financial goals, investment horizon, and risk tolerance.

Step 3 – Suitability Assessment

Based on the client's risk profile, appropriate investment strategies are determined.

Step 4 – Investment Advisory Agreement

A formal Investment Advisory Agreement is executed before advisory services are provided.

Step 5 – Fee Disclosure

Advisory fees, service scope, and payment terms are clearly disclosed prior to engagement.

5. Accessibility Support for Persons with Disabilities

ArthaVidhi is committed to ensuring digital accessibility and inclusive financial services.

If you are a person with disability and require assistance during the KYC or onboarding process, please contact our support team.

Available Assistance:

  • Human assisted onboarding support
  • Document submission through email
  • Assistance via phone support
  • Accessible communication support where required

Applications submitted by persons with disabilities will receive manual review and appropriate assistance wherever necessary.

6. Grievance Redressal

If you experience any issue during the KYC or onboarding process, you may contact: Principal Officer

Email: principal.officer@arthavidhi.co

Compliance Officer

Email: compliance.officer@arthavidhi.co

If the grievance is not resolved satisfactorily, investors may lodge a complaint through SEBI's SCORES platform: https://scores.sebi.gov.in

7. Important Investor Notes

  • ArthaVidhi does not accept cash payments for advisory services.
  • Advisory services are provided only after completion of onboarding formalities.
  • Investors must ensure that information provided during KYC is accurate and up to date.
  • Registration granted by SEBI does not guarantee performance or returns.
  • Investors should carefully read all agreements and disclosures before engaging services.